Will we get the slides after the presentation?

Yes Denise

We'll include a link to a PDF of slides in the email follow-ups

Thank you!

Do you know if I have the Medicare program, has all of the 2022 numbers been put in the presentations we have access to?

I just shared a copy of the slides (PDF) above

thank you!

dOUG,

Sharon, I believe so, but I'm going to ask Elaine in Q&A to confirm

I am seeing updated materials released Dec 21 on the Savvy Medicare site

Doug, do you know if the collateral material that accompanies the presentation slides for the Savvy Medicare product has been mailed yet? I early enrolled in the program, got access to the updated slides, but have not received the other materials. Who should I contact for follow up? Thanks.

Hallett, yes, our customer support can give you an ETA on that: Toll Free: 1-888-336-6884 ext 1 (Outside U.S.: 1-212-343-8760)

Got signed in late. Will we have access to watch a recording of this presentation?

can we get copies of these slides. Connection is not good

Yes Lynn--a link to the replay will be in the email follow-ups starting tomorrow.

Gary, see above for a PDF of the slides

Do you have an example for calculating PIA and AIME for someone who has not had maximum earnings in each of the 35 years (e.g., someone who took time off for raising kids or MBA, etc.)?

How would this impact a person whose spouse is 70 and the spouse is 18 years younger can the younger spouse file on the older spouse starting at age 62 at let her SS stay till age 70?

can they do the opposite on spousal when survivor benefit? take their amount since might be lower and then take spousal later date?

Robert, populate the 3rd column in the slide with actual earnings, total up the highest 35 ears and divide by 420.

OASDI 2021 report is here, but may not be official. https://www.ssa.gov/OACT/TR/2021/III_A_cyoper.html#

High earning spouse just passed away at 68. He had not started his payments. Spouse has not qualified on her own. She’s 62. Am I correct that if she applied now, she get a reduction of her survivor benefit but would be eligible to whatever his benefit at his date of death would be including his delayed credits should she wait until her FRA? Obviously no more delayed credits if she waited longer…

https://www.ssa.gov/oact/solvency/provisions/index.html

https://www.ssa.gov/oact/solvency/index.html

If a client age 70 is drawing and has a child still in college is the child eligible to 50% of the benefit?

can you go back and claim caregiver credits from 20 years ago?

Can you discuss which benefits/strategies can be done after the fact, and how far back can a client go with these claims?

Will this Power Point be emailed?

Would an outpatient surgery/procedure fall under Medicare Part A or B?

Grab a PDF copy above, Joseph, but we'll email you a link, too

Are Medicare Advantage premiums generally less than traditional Part B, D, plus Medigap insurance? Is it a material difference? Thanks!

Thanks Joe 🙂

Client is on wife's health plan. He's retired and turns age 65 in July. Should he apply for part A or delay?

Funny how this graphic looks like the French flag and to have FRA (FRANCE) in the middle doesn't make it less confusing :)

Robert, outpatient services are covered under Part B. The beneficiary is responsible for 20% of the Medicare approved amount. Medigap policies cover the copay; Medicare Advantage plan copays vary. (I'm an agent.)

Savvy Social Security Planning for Boomers:https://www.horsesmouth.com/security

Will we receive the Quick Reference Guide?

Is there a go to break down of what Medicare covers for those needing some form of Long Term Care benefits? I know Medicare doesn't cover LTC, but there is something Medical covers? I have a client who's been diagnosed with a disability and receiving SSA? Client is unclear on what Medical will come back to her estate for recovery of money and I need a resource.

Who does someone contact to appeal IRMMA?

What are the ballpark costs in taking the Horesmouth classes?

Social Security and Medicare: Boomer Spike Coming!Virtual Workshop: March 28-31https://www.horsesmouth.com/ssvirtual

Adam, you can click through on that page for pricing info on the SS/Med workshop--it depends on whether or not you are already a SS/Med member

how does your medicare marketing prpgram work?

https://www.horsesmouth.com/medicare

See full details of that program there, Tom

is there a discount for SS program if you already subscribe to savvy Medicare?

https://www.horsesmouth.com/master

JLB, short answer re: "LTC" coverage. You're right that LTC isn't covered but skilled nursing care is covered. Check www.medicare.gov for details. CMS also has publications that deal with this topic. (Google CMS publications.) Hope this helps.

Is IRMMA calc using income from prior year? In other words, the AGI of $182 JT would apply to medicare cost you pay in 2023?

Are Medicare premiums paid in arrears? How do payments work if you aren’t receiving SS payments yet ?

I had to hop off this zoom for 5 minutes - was my question answered -Are Medicare Advantage premiums generally less than traditional Part B, D, plus Medigap insurance? Is it a material difference? Thanks!

to clarify they always take your 35 Best years?

also didn't hear question yet about client file for her benefit then go to her survivor benefit