Tim.smoot@mmgcapitalgoup 443.865.8247 www.mmgcapitalgroup.com

don.cutwright@bclending.org - Baltimore Community Lending - 410-294-2712

Yay!! Tatiana!

M&t came thru for us!!!!!!!

Ok Cat. Glad to hear that!

We are so lucky as a start up for a renovation loan . We worked with the M&at diversity team

Thank you Avonette! Say it louder for the folks in the back!

It was a constant back and forth with the bank we had to settle for less than we truly needed.

I worry about taking out a loan, especially overextending. Would it be better as a start-up to first try to secure a grant or do you have other suggestions.My main goal would be to be able to hire staff to help me grow.

And we have to do drop down ..

This is where people of color often get tripped up because we didn’t have that generational wealth to help us or financially literacy.... early financial mistakes

Many banks and credit unions offer credit monitoring and reporting services to account holders.

I have the same question, Jessica. Cat, I totally agree with you.

Can you explain again the difference between line of credit and loan

Gotta understand the persona of the customer

But I need that new electric Hummer!

We have been writing for grants like crazy

And set up crowdfunding to help pay the loan quicker

Oh ok thank you!

That’s good I’m not sure what to really ask

Don is the truth! I hope you all are listening.

How does a CPA get you to where you need to be?

The CPA should be able to offer relevant business advice and guidance.

Thank you!

Thank you all for sharing this information tonight!!!