will you send the PPT or do I have tp take notes on it?

the presentation will be sent out with the recording by tomorrow

Because of the pandemic closures, much of the risk coverages we paid for are greatly reduced by bldgs. being emptied. Are co's giving rebates on premiums ?

What kind of experience has Church had with business interruption claims? Seems like a major uphill battle. In our case, loss of rental income from caterer while social events are COVID-curtailed is involved. Thanks.

Does the the sexual abuse limits extend into the umbrella?

You are too much!! Miss you.

In the Inland Marine example, if a Torah is brought to a family for a b'nai mitzvah, is it covered at the house also, or just while traveling?

We researched Business Interruption, and we were told that an industry position was taken that a virus cannot cause an interruption.

Did you say that volunteers were covered to carry arms?

Thanks, Tess. The ironic part of our particular situation is that our insurance carrier neglected to include the virus/bacteria "exclusion", so in theory, for us, the fact that COVID caused our problem should not be relevant. We filed the claim and are now pursuing with a contingent fee law firm.

We have received a proposal from Church Mutual for a “Multi-Peril” policy. I do not see the term “All Risk”

Afre they the same?

Do you suggest raising a deductible to lower the premium? If so, what would generally be an acceptable deductible?

Did you discuss Terrorism Risk coverages? I was a few minutes late. How do you describe its value, and generally do more synagogues opt in or our?

What does business interruption insurance cover and not cover

Is there a typical problem (or no problem) to switch policies to your company before your current policy ends? Such as penalties for leaving the current insurer?

The Covid closing wasn't covered. Are there other such non covered categories that we may not realize?

What time frame do we need to begin the process of applying for coverage and receiving the underwriting to be covered?

Inland Marine coverage for that Torah going to someone's home. We were told it would matter if the family had an alarm system in their home. Is that relevant to coverage?