Hello Cohorts Could you send me a copy of last weeks chat. debbiescuisinecatering@yahoo.com THANK YOU

I will send it to you Chef Debbie!

https://www.liveplan.com/

https://www.nav.com/

Jeff Lochte - Jeffrey.lochte@constellation.com

Mitch Collins (Mitch.Collins@Constellation.com)

James Peterson, Jr., M&T Bank Small Business Ambassador jpeterson3@mtb.com https://www.linkedin.com/in/james-w-peterson-jr-aa319446/

Kelly Swann, Esq. - Kelly@ktrpartners.com www.KTRpartners.com

anyone else have more input on building up business credit

Start to ask specific questions and the panel will answer them.

Small business loan from a bank versus credit union...what are the pros/cons?

Jeff mentioned working with goldwell, on his journey any tips specific to beauty related businesses seeking funding for growth. as well as Jim from MTB, are there businesses they consider more or less risky

What are the requirements/steps needed to sell a piece of a business? Also,, could you explain the listing price of a restaurant/café business, that still requires a monthly rent. Are we buying the equipment, the money the seller invested, etc...?

Same question surrounding loans as it relates to a non-profit organization.

When you say "personal guarantee" is the Board acting as Co-signer?

what does planning for expansion look like. steps to take if considering 2nd locations or opening in another state/district

What’s the requirements for a Franchise Restaurant Loan?

I am thinking that we should all be able to try the crab soup so that we can support the fact that Chef Debbie's IP needs to be protected. 😜

would getting funding for a certification be something considered for a business or more personal loan

like that idea. we need a tasting ms. debbie

How do you fiancé a Patent product and has a trademarked?

Lets set a date and time for the cohort to try the soup. Maybe Jayson would agree for us to use his space as a meeting place?

The question I have regarding the purpose of office space does the same rules with the loan for the non profit does that same rule apply with agreeing to purchase and/or lease a property? this is a another non profit question

This is a new product with high demand

It’s already patented

Question for Mr. Peterson: How can a non-profit connect to M&T's grant/philanthropy process?

Ms. Swann, Esq. - can you walk us through the process of getting business credit?

https://www.dnb.com/duns-number/get-a-duns.html

https://www.nerdwallet.com/article/small-business/net-30

Just to clarify Ms. Swann mentioned Secretary of State for registering the business?

Is that the same as SDAT?

Office Depot is a pretty easy card

What is a good vs great DUNS score?

are there trade aacounts specific to the spss

https://www.fundera.com/blog/fico-sbss#:~:text=FICO%20SBSS%20stands%20for%20Small,to%20pay%20back%20a%20loan.