Joint APPG leasehold reform / fire safety / Sebastian O'Kelly, LKP - Shared screen with speaker view
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12,000 >1m buildings in scope of Building Safety Bill. FSO covers 12,000 plus 76,000 11-18m and 200k+ <11m. FSB has to be the place if we don’t want to ruin leaseholders!
Iain Duncan Smith
I would like to ask a question
Q has Govuk captured all the post Grenfell issues - Australia has this month banned additional products. Do we know the extent of the crisis & can we learn from other governments response to Grenfell
Q what is Government doing to force Warranty Providers to pay out on defective buildings
Q Has the Building Safety Bill rolled back the combustible cladding ban by re-introducing Euro class B systems or BS8414 tested systems
Q to Lord Greenhalgh: the Building Safety Bill as currently drafted contains the Building Safety Charge. That charge will make leaseholders legally responsible for a wide-range of costs. Please can you tell us how we can expect the Building Safety Bill to do a better job than the McPartland-Smith amendment? Doesn't the Building Safety Bill show that the government's policy is to make leaseholders pay for building defects?
(this is Sarah Jones on my mobile phone it might not have my name on it)
Thank you all, and to Hilary's point - tomorrow I'm meeting with hundreds of residents of a development in Putney under 18m and with wood balconies. They are in despair, can't afford the costs and in danger.
Q Finally what is Governments response to the Grenfell Inquiry revelations over BRE Tests - potentially we have an unknown number of dangerous products on the market or installed in buildings.
Will the building safety bill help reduce insurance costs?
Urgent work is being carried out now by Housing Associations. Deep pocket freeholders are making forced loans which will be repaid on sale of the flat. No asset.No funds to move. Nothing left to leave to family
@Fleur BSB likely to ramp Insurance premiums up further due to increased PI liability
Q how will the gaps between the Fire Safety Order & Housing act be resolved - who is the lead enforcement agency for building wide & within individual flats - RE Wandsworth Council First Tier Tribunal case access challenges fail.
What evidence does the Minister have to say cladding is the bigger risk ie bigger than non-compartmentalisation/lack of fire breaks/structural weakness etc? How many Richmond Houses are there (burnt down in 11 minutes, 4 storeys, no flammable cladding)
Q why is Govuk re-commissioning the author of the purpose built flat guidance which precluded and advised against communal fire alarms & stated Type 1 Fire risk assessments were sufficient.
If the issue is recognised then full recompense needs to made to leaseholders by Government and others responsible.
what can we do to tackle the insurance issue? Is there any insurance regulator or advisor that provisions in the Bill can be made to stop the 4000% hikes that we are seeing.
Re Lord Porter's comment: Mortgage lenders will provide product transfers to customers, not borrowing additional funds, so they don't fall onto expensive SVRs. They will still be able to secure competitively priced mortgage products with their existing lender.
Lord Greenhalgh. Why should I have to pay 30 to £40,00.00 to remediate only the cladding, on my building under 18m. Where am I supposed to find that money?
We have significant fire safety issues in hospitals, residential care homes and other high risk premises - when will these be reviewed and remediated. Note the current work of the Scottish Hospitals & no current equivalent for the 18 new build PFI hospitals in England which have significant fire safety issues.
... and also student residences,
Will the Minister meet with independent expert s
can I ask about insurance?
The challenge is where a legislation, statutory inspection and enforcement failures have lead to unsafe buildings & potentially subject to state aid vs those defects attributed to design or construction failures & mechanism to recover costs at source vs from residents.
To be able to access the fund for cladding, the finances will have to be in place for the internal issues i.e. fire breaks, compartmentation etc Where do we find that money?
Waking watch is endorsed by everyone who does not have to pay for it. That is unfortunately what Mr Wilsher is saying.
Waking Watches are often implemented in response to EWS1 surveys from uninsured, incompetent and commercially conflicted survey firms. RICS have not intervened and need to be questioned as to why
What happens to those leaseholders threatened with forfeiture who can’t pay the extra service charge? What happens to freeholders who don’t have the funds?
Alan Draper, Common Ground Estate & Property Management
I'd like to point out that ARMA is a trade body and doesn't represent all managing agents
Given ministers portfolio - waking watch should be rapidly minimised via fast track relief funding & ensure its regulated perhaps under Security Industry Authority remit under the Private Security Industry Act. We have significant safeguarding concerns over this unregulated sector having access to vulnerable residents.
Peter Bottomley MP
could premiums come down again with a Flood Re or Terrorism type scheme
If lax building regs are directly responsible for risky construction and building regs are Law then it follows that Government funds must cover remediation.
@Peter yes if Gov provide a pool for total loss claims. Insurers are doing this via subscription now ie 20% of the risk each to minimise exposure and its very expensive capital cost wise
In my development our buildings insurance over 1400%
When will govuk commission the joint regulator to complete detailed highrise fire safety assessments - following the Australian - Victoria Building Authority model which looked at both the cladding and means of escape. this then allowed triage of the highest risk buildings and ensure adequate funding is assigned.
Our homes are at risk one way or another - they are unsafe to live in and if we can’t say to put them right we cold be threatened with forfeiture and one them anyway.
Q we are concerned that blocks remediated for ACM will now be required to undertake additional works for non-acm, balconies, cavity barriers or internal fire safety deficiencies. Many of these residents are in mental health crisis as they await EWS1 and face additional works.
Q Can we impress upon government and its various expert groups or sector round tables minutes published in the public domain. By example the Scottish ministers Grenfell expert group has published all expert working group minutes.
With regard to waking watch, there is a fire in a cladded building right now as we speak. The waking watch have just taken a group selfie outside the building. This complete sham of a measure needs to stop.
katie kendrick NLC
As we all know the root of problem is leasehold. It’s not fit for purpose and offers little protection to leaseholders. We look forward to promoting Commonhold to flourish in the future. Thankyou to all MP’s and Campaigners who work hard to support leaseholders. It’s a cross party issue that has great cross party support.