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Harold Lewis Jr
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Vandalia Bus Lines,
We appreciate everything TF and her team are doing to Keep The Wheel’s Rolling.
You’re awesome Trisha!! ❤️👏👍🏻🚌🥰
Thanks Trisha…great job!
Alan's audio is awful
Yes, the audio is awful
The Gang of 11, the Motorcoach Industry super heroes !
I thought it was my computer! Audio is really bad!
Do we have to be forgiven on the first draw before we get 2nd draw?
Big kudos to Mike Canine, Kyle DeVivo, Terry Fischer, Greg Gallup, Pattie Cowley, Jeff Greteman, Eric Elliott, Adam Hall, Clint Guth, John Meier, Luke Busskohl!
GA, WI, and TX operators, if your Rep. is not a co-sponsor on CERTS, please email me to coordinate our efforts as Trisha mentioned. firstname.lastname@example.org
Thanks Trisha for sharing the hard working 12!
HR 7806 (Save our Stages Act) for concert halls, Broadway, etc is apparently in current Bill.
Who will be left if we don't get something, anything in the next few days, weeks, month?
Also included is a Restaurant Revitalization Fund for $120billion...
DID NOT RECV PPP
That is my question as well, John. I don't understand how much longer we can all hang on.
MY bank won't take forgiveness apps yet
Airlines announced big layoffs today. Too bad we are not mentioned in the news in the same Transportation Breath?
my bank won't accept forgiveness application either
ANDY..YOU TOOIK MY THUDER... YES, AIRLINES ARE GETTING NTIONAL PRESS TODAY AND ASKING FOR MORE MONEY.
Tracy , can you post the short form rules for the ppp forgiveness
100+ in CA too
My bank said they would send out a forgiveness form
Agree Andy. We have lost more jobs than the airlines.
It’s infuriating that the airline industry is whining that they need another infusion of cash, and will lay off if they don[t receive.
Bank Portals are not open yet in some cases
Our Bank is not prepared to take PPP loan forgiveness document.
How is it possible that we are the second largest movers of people and we are “forgotten”?
I pound it over and over in LinkedIn, I email our congressmen and women and I send Fox News info on our plight and nothing!
The new "related party" rent rule affects many of us.
Holy Cow! No second round PPP until forgiveness with no forgiveness apps being processed by SBA.
Tracy always does a fantastic job for the industry. Thanks Tracy for all you do to keep the operators finances straight.
my bank hasn't sent out the forgiveness application either. do you know if the forgiveness "rules" will change to include forgiveness based on loan amount. if your ppp was less than 100k, will there be a certification of records instead of having to submit all your records?
Does “automatic forgiveness” for under $150k mean you do not have to fill out Form 3508EZ?
IF SBA IS ATTEMPTING TO PROCESS FORIVENESS WITH THE PRECOVID STAFF, IT'S FUTILE THAT THEY WILL BE ABLE.. ALSO, SENT IN AN AMENDMENT TO MY 2019 1040 ETC. AM TOLD THE IRS HAS SO MUCH MAIL IT'S NOT EVEN OPENED AND BEING HELD IN A TRAILER...COULD BE 6 MONTHS BEFORE I HEAR ANYTHING..
Nancy—two big differences: 1) we are fragmented across 3000 companies, and 2) the airlines are public companies with big money to lobby, along their unions. Damn frustrating, but we must keep pounding.
That's sad news Steve.
I applied an amendment and it took from September of last year to two weeks ago to hear from the IRS.
Did they change the rule about submitting PPP Forgiveness requests within 6 weeks? I think your slide said 10 months! That’s GREAT!!
10 months is right.
10 Months after application???
10 months after end of covered period as i understand it.
good point. I thought they meant 10 months after end covered period
Ebmeyer Charter Bus
I'd like to know how many actually used the PPP for its intended purpose or did you keep it as a loan?
We used PPP for it's intended purpose
used PPP to pay interest on bus loan
Larry, is there a number of employees in our industry that have been laid off? Perhaps showing congress numbers in real time may have an impact?
Do you think they will broaden “Business Mortgage” to include Bus Debt”?
Harold Lewis Jr
We used PPP for employee pay and it is now all gone.
We used to it for the intended purpose
"unable to operate" is defined by federal or national institutions only. Not state standards as I understand it.
until banks accept the applications, we are just holding--
haven't we heard all of this information already??? and for those of us that haven't rec'd direction from our banks, this is all speculative anyway.
Nancy—our total industry is about 115,000. We have used as many as 100,000 have lost their job! Has gone into thousands of letters. More than the airlines.
That is frightening.
What about fuel cost as transportation expense?
fuel for buses not forgiveable.
absolutely! the industry is dying and no one is noticing
if you can't rehire salaried people , is that a reduction of pay?
I’m still burning $4k per month in fuel
Ebmeyer Charter Bus
Tracy...What happens when 90% of the PPP has been used? Are we forgiven for the 90% or are we on the hook for all of it?
Can you include in debt interest deduction any expenses paid toward operating bus leases(TRAC)?
where can we find the fuel inclusion? where are the FAQ’s?
yea, I would be 'complaining' if I spent 4,000/month in fuel. lol...…...
KEEP IT UP GLADYS
Ebmeyer Charter Bus
WOOHOO! My stress level went down.
What's the process for applying for PPP for self employed operators with contractors.
explain again the rent paid to yourself. we have a contract set up between myself and my company.
to my knowledge same application from the bank
Hard to see Tracy’s email address (in blue) please provide email address in chat. THANKS!
The PPP application is currently closed.
Do we really think forgiveness before second round?
I saw an update saying that if the land owner and the bus company owner have any common ownership, that would be ineligible for forgiveness. any thoughts on that?.
how do we get forgiveness if bank isn't accepting applications for forgiveness?
wait, what? It could take 6 months per my bank to get forgiveness...……….oh lord...…...
for PPP loans under $150K will we be required to apply for forgiveness
As I understand it in the FAQs, transportation expense does not include fuel. It is only the utility cost assessed by state and local governments.
if our PPP was over $150,000 but we did not reduce salary and brought everyone back, do we qualify for eZ application.
I have the same question as erin… has this been determined???
can you list the requirements for Safe harbor again
Same question as Dan.
UMA is working on a letter from CDC saying the Bus Companies are eligible for Safe Harbor
Gladys you ask smart questions
or as ridiculous as the SBA NOT processing applications
The reality is all this legislation has required a volume of work the SBA can NOT get done in the time promised
I am so excited to learn that if the money gets forgiven, it won’t be considered Taxable Income!! yay!!
Gladys - see related party rent rules. common ownership of lessor and lessee means rent/lease payments are not forgiveable.
We could all work for the SBA and help them process paperwork.
if you get the PPP forgiven, you can borrow more on a Mainstreet!
Did you just say the forgiven loan IS taxable?
The Main Street Program is expensive to get and near worthless for companies with high debt
Our CPA told us to wait till December before applying due to the continuing changes and fear we would have to redo it. What is your belief?
How does that work if no loan on property
With common ownership of rented property and ownership, does it make any difference if company is a corporation?
thanks, I don’t own my property, but alit of bus Guy’s do Ian their property. so I think it will be a big deal for many of our members.
What if loan payments were deferred so interest wasn't paid during the forgiveness period? Is it still forgiveable since it is owed?
If the first PPP is not forgiven and it becomes a loan Then can you apply for the 2nd PPP loan
As I understand as of now, PPP is taxable unless there's a vote to waive PPP as taxable income.
We looked at it but the underwriting is very difficult with high costs and it needs to be first, so if you have an SBA loan they will pay that off but then it accelerates the terms on that debt
I understand that the Main Street Lending is unfavorable to banks. Less than 1 in 40 applicants are getting approved.
If you own your property, and you don't have a loan on it, but you pay yourself rent, why would you think that is 'free money?'
PPP is not taxable, but the expenses you paid are not deductible. It's a wash.
The banks don’t like the MSL program
too late, our 24 weeks is over and I didn't know this. Bummmer
yes, my bank said that too
Renasant bank refuses to take any applications on the MSL
The banks were told they would not be held accountable for PPP loans as long as they used those standard credit worthiness rules.
wow, only 118?
now they are being told they will be audited and held accountable for all loans over $2M.
$600 Billion in the MSL program
so all this money is supposed to be available and we cannot seem to get to it
I’ve been asking my Reps and Senators to reallocate $10 Billionn to the CERTS Act
We are urging the Representatives to reallocate that money to CERTS
And Ginny, at this rate, if it ever becomes available it will be too late for many.
a trillion dollars is a stgaggering amount of money!
the bait and switch has them nervous. that’s why they want a letter from the CDC about our eligibility for Safe Harnord CDC
Three privately owned grocery stores in our area received OVER $2,500,000 in PPP...…..grocery stores! and yet, here we are, begging for crumbs to keep our doors open...…….
Can you apply for the 2nd PPP if your first PPP loan is not all forgiven and it becomes a loan
That way there would be no new money needed.
Everyone needs to write a personal letter to the President. If you do it will get to his desk and he will see it
Make sure to make it personal
harm in delaying application is that you don't get an application in, then new IFRs come out and you will be subject to them.
Ebmeyer Charter Bus
If you are self employed and on received $3100.00 in PPP is that automatically forgiven ?
Write to this address
The White HousePresident Donald Trump1600 Pennsylvania Ave NWWashington, DC 20500
Call the Whitehouse 202-456-1111
Looks like Pelosi and Mnuchin will speak again this afternoon but as of now both sides maintain they are far apart.
White House call line was “CLOSED” yesterday when we called.
REF MINUCHIN/PELOSI..NEWS SAYS THEY ARE TALKING AND STILL CAN'T AGREE ON THE FACE AMOUNT
Ken - do you think the CDC will sign a letter telling banks that Bus Companies are eligible for PPP Safe Harbor?
Ken do you think that the rules for the next PPP will be close or the same?
No one is the decision maker... arguing and not compromising is the name of the game sadly.
I’ve handwritten months ago and never got a response. I do hope he saw it.
'Speaker Nancy Pelosi spokesperson says she and Sec Mnuchin spoke by phone to further clarify the amounts they are talking. Also some language in package. The spokesperson says distance remains on key areas. They expect another call in a few hours.' -FBN
One more time; Can you apply for the 2nd PPP if your first PPP loan can not be forgiven and it becomes a loan
I’ve emailed more than I can count.
i have language for them. PLEASE HELP US!!!
So you sent that to the Salon?
So is the mailing address to the White House 1600 Pennsylvania AVE? Or, is there a different address?
Email (keep it short), call (your reps and white house), and write letters (your rep and president)
can we park in front of here house?
great Question Paul!! I thought the answer was NO, but I would love to hear from an expert!! Ken? do you know?
How do we influence the SBA’s rules on PPP?
did Tracy say the ORIGINAL PPP closed last Saturday?
don't think our buses go up snob hill
what is the 25% revenue loss comparison periods being proposed? Q2 vs Q1 2020? Q2 vs. something in 2019?
Did the government pass a CR to continue operating since yesterday was the end of the fiscal year ? How would this, if at all, impact these opportunities for relief packages
That’s what on Tx Senator’s office told me on Monday. He didn’t want to support CERTS because it was requesting NEW money. Thinks the reallocation of the unused $$ CARES Act is a better option.
We were in line for EIDL, but never made it to the finish line. Can we que it up now even though it hasn't been revived? Is it still on the SBA website?
J. Morgan Brown
So for the small carriers that have not been approved for anything and still in a pending process what if anything is being considered for them?
Mike, Yes. Executive order
I just received an email from the Ernst office. It stated that that the Senator just spoke to Leader McConnell about our industry.
Is there any talk about changing the loss amount from 25% to 50%. I know it sounds mean, but would that insure that the businesses that are in most severe need for help gets the money versus those that lost their "Profit Margin"
So how do we contact Pelosi? All emails or numbers I find say she is not taking any means of contact outside her district in CA.
doesn't seem to be anything that will ensure the suffering small businesses will really receive anything buy PPP and that will not really help in the long term
I agree, Aaron. It bothers me sooooo many businesses in first round received hundreds and millions of dollars in my small area of Wisconsin (grocery stores, liquor stores, car repair places, etc....), it is so infuriating. maddening.
Stacy - I called Pelosi's DC #, did talk to a person, wasn't too welcoming to listen to me for a minute but they listened and said thanks
John Kruger please list it
maybe we should flood Pelosi’s email with request to hear us out.
(202) 225-4965 - Pelosi
Sad that a majority is still not enough!!
become her ice cream distributor
Ha is right lol
Ken is SAVAGE!!! lol