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Ladies Finance Club - Coping with COVID Webinar - Shared screen with speaker view
Ann’s iPhone
12:57
in chilly Tamworth
Cathy
13:52
Hello, I’m Cathy from Dubbo
Educaring FDC Vivian
14:30
Hi, I am Vivian from Palm Beach, QLD.
Victoria Edmond
14:44
Victoria from Gold Coast!!
Gemma Walsh
15:02
hi from Dubbo 😀
Mandy Parkes
15:08
Mandy form Gold Coast :)
Cathy
15:48
hi Gemma 😀
Cathy
16:41
C
Victoria Edmond
16:47
D
Tiphanie Stephens
16:51
D
Connie
16:53
D
susie
16:54
Putting on a good face / Coping
Kylie
16:55
not a lot different here other than my wage, yes FDC
Emma Bright
16:59
D
Mandy Parkes
17:04
D
Marg Prowse
17:06
c
judy Hall
17:12
D
julie
17:19
c
Michelle Willis
17:19
D-E
Danielle Williamson
17:20
d
Vandana
17:31
c
Gemma Walsh
17:34
C FDC educator and homeschooling my own children and being a mother 😬
Lisa Simpson
17:53
doing great Gemma!
iPad
17:56
d
Victoria Edmond
18:21
Wow…that is super generous!!!! Thanks Lisa!!!!
Victoria Edmond
30:47
These ladies are all sole traders
Alicia
32:01
im not :) but more than happy if you focus on sole traders
Allison Whitney
32:48
hi. I'm not a sole trader! :)
Toni Gray
33:21
At my age I don't want to accessmy super
Victoria Edmond
33:45
Yep, no way will I touch my Super!!
Ladies Finance Club
33:56
Please avoid touching your super * don’t touch your super* Don’t touch your face - new tag line haha
Toni Gray
34:17
lol
iPad
34:17
Not touching my super either
Victoria Edmond
35:23
Great tip! I didn’t know that!!
Tiphanie Stephens
37:29
In NSW you get free rego and free licence renewals with a concession card.
iPad
37:43
In Tassie water rate discounts can be given if you hold a health care card
Ladies Finance Club
37:50
Great tips
Toni Gray
38:16
I have heard about a business cash payment, cant remember exactly what its called
Gemma
38:52
I budget every week.
Ladies Finance Club
39:37
Gold star Gemma !!!!
Victoria Edmond
41:30
Do you suggest a certain amount? Eg, 2months worth of income?
Emma Bright
41:30
Yep I’ve got a colour coded spreadsheet, I’m a real numbers person. It sparks joy
Ladies Finance Club
43:01
Work up to 1k then 3-6 months worth of expenses
Victoria Edmond
44:01
I LOVE that!!!!
Victoria Edmond
44:10
What a great way to look at it!!!
susie
51:32
I use my Credit Card and pay it off each month.
Tiphanie Stephens
52:02
For every $100 I paid on my CC, I reduced the credit limit by $100. Finally down to the lowest limit of $500.
Ladies Finance Club
52:33
Tiphanie that’s soooooo good!!! Snaps for you!!!
Ladies Finance Club
52:43
Yes credit cards are great if you’re in control of them
Emma Bright
53:07
Paid off my credit card probably 3 years ago cut it up and never looked back!
Victoria Edmond
54:14
https://www.ladiesfinanceclub.com/resources/
Victoria Edmond
54:14
You can find some great resources on the above link!
Allison Whitney
54:20
I did a self-funded "credit card" where I put 1k in a debit account and pay myself back instead of a bank...
Ladies Finance Club
54:45
Oh that’s great Allison
susie
55:24
Do a fridge, freezer and pantry stocktake
judy Hall
55:25
Thankyou for the tip Allison - a really good one!!
Victoria Edmond
56:28
We do Frugal Friday in our group!!
iPad
57:07
Two freezer full before pandemic and still using from them. A menu written up and placed on the fridge each Sunday with all family contributing. We are loving it 🙂
Ladies Finance Club
57:58
Yes meal plan is great!
Victoria Edmond
58:45
Yes, I pay all my bills weekly, and pay a little extra so I can have an emergency two weeks up my sleeve
Tiphanie Stephens
58:50
I use bill smoothing every fortnight. I am in credit for phone,electricity, water, rates
Hannah
59:43
Sorry Lisa can you repeat what you mean by ‘smoothing’?
susie
59:43
our Electricity and Gas are with the same Company. Electricity has credit (due to solar power) so we put the credit towards Gas bill
Tiphanie Stephens
59:46
Also have prepaid at the dentist for treatments.
Victoria Edmond
01:00:43
Educators need to ensure they plan to pay their own Super.
Toni Gray
01:00:59
What do you think about Income Insurance?
Toni Gray
01:01:54
I have everything insured
Allison Whitney
01:02:45
do insurance companies do a hardship type arrangement?
Toni Gray
01:05:21
Thank you
Educaring FDC Vivian
01:05:41
Yes, please. I would like to hear more about super and income insurance
Joanne Wooding
01:05:47
I would love a session on super something I have neglected
Toni Gray
01:06:10
Same here( super wise)
julie
01:07:23
Thankyou
Cathy
01:07:48
thanks ladies, it’s been great
Mandy Parkes
01:08:00
thank you
Tiphanie Stephens
01:08:22
I need to look at my budget again, its been a while. Your spreadsheet looks good, can we download it somewhere
Amanda
01:08:23
Thank you ladies and Victoria for helping to set this session in motion!
Fiona Shaw
01:08:34
budgeting is key!
Jess Davis
01:08:44
I’ll be working on my omg
iPad
01:08:52
Thank you...love the emergency fund idea. Onto it!
Amanda
01:08:54
For sure interested into super session please in the future :)
Connie
01:08:56
Get the OMG account going!!
Alicia
01:08:57
Im going to start my OMG fund tomorrow!!!! thank you for all the fantastic tips!
Michelle Willis
01:09:09
Making a budget
Educaring FDC Vivian
01:09:18
Thank you very much ladies
judy Hall
01:09:28
Definitely working on an OMG account
Emma Bright
01:10:55
Thank you!!!
Melanie
01:11:00
thanku so much
Michelle Willis
01:11:03
Thank you ladies
Kylie
01:11:04
thank you so much
Gemma Walsh
01:11:04
thanks you !!!
Marg Prowse
01:11:13
Thank you
Fiona Shaw
01:11:14
thank you
Kylie
01:11:24
looking for budget template now x
Allison Whitney
01:11:29
good Stuff!! thank you:)
Toni Gray
01:11:29
Thank you