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Topic
faiVLive: How Low-Income Households Save—And Can We Help?
Date & Time

Selected Sessions:

Oct 28, 2020 02:00 PM

Description
Savings has traditionally been measured by asking about “account” balances, or in national accounts by comparing incomes to expenditures. But we know that low-income households often save actively. They build up and draw down their funds throughout the year—what Nobel Laureate Angus Deaton termed “high frequency savings”—even if their balances don’t grow. Short-term savings are a key part of the financial lives of low-income households in the US and in developing countries; the challenges they face in building up and effectively using their savings are quite similar as well. This edition of faiVLive—co-presented with the Aspen Institute Financial Security Program—brings together researchers and practitioners to look at how short-term savings work and don’t work, with a particular eye to whether and how savings for low-income households can be boosted. #AspenFSPLive #faiVLive Moderator: Timothy Ogden, Managing Director, FAI Featuring: Jessica Goldberg, University of Maryland Jonathan Lee, Neighborhood Trust Financial Partners Genevieve Melford, Aspen Institute Financial Security Program Jonathan Morduch, New York University and FAI Supported by the Mastercard Impact Fund, in collaboration with Mastercard Center for Inclusive Growth.