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Taking the Mystery out of Money Management
From early times, money has enabled people a way to trade their economic strengths to obtain goods and services which they are unable or unwilling to provide for themselves.  To be successful, you need to identify your strengths and weaknesses to be able to defend against the problems that are caused by those weaknesses, and to capitalize on your strengths. For most of us, the amount of money we have is finite. From our choice of housing, the clothes we wear, the food we eat, to the car we drive, all our needs compete for the available money. The first step in finding our own economic “nirvana” is to separate needs from wants.  I need shelter.  I want a mansion.  I need transportation, I want a new car instead of a bus pass.  I need nourishment.  I want ice cream and candy, It should be obvious that needs trump wants.  In making financial decisions, isn’t it best to satisfy needs first?

This brings us to the dreaded “budget” word.  Dave Ramsey teaches that every dollar needs a name.  Whether you are 8 years old or 80 years old, giving a name and priority to each dollar can help you identify the best use of your resources.

Lynn Falslev has degrees in finance and accounting from Utah State University in Logan, UT with an MBA from Embry-Riddle Aeronautical University. He obtained his stockbroker and personal insurance licenses while in college.  He prepares over 150 income taxes returns a year, which has given insights into how people view finances.  He currently holds Utah life and health insurance licenses to enable him to help seniors navigate Medicare and critical health care decisions. Additionally, Lynn has been a cost accountant, mainly with the Air Force, for many years.

Lynn was raised on a small Cache Valley (Northern Utah) dairy farm with 8 other siblings, where everyone learned to get along and work.  He is the father of 5, twin boys who have 3 sisters.

May 25, 2022 11:00 AM in Mountain Time (US and Canada)

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