What has changed in the last 10 years and what changes have most impacted environmental claims?
How has the insurance industry adapted and responded to those changes?
In terms of the evolving legislation, how and to what extent has that been implemented by regulators?
EIL coverage has been a response to legislative and industry change/risk – what are the key differences between an EIL policy and standard forms of liability policies?
What are the key aspects of risk that need to be considered in terms of environmental liability policy coverage?
With change in this area being a constant, what risks or developments do you see emerging over the next 5 years?